Ag Central Insurance Group is a South Dakota-based independent insurance agency serving clients throughout South Dakota and the US. We specialize in agricultural, commercial, home, auto, life & annuities and personal insurance solutions, providing customized coverage designed to protect the people, businesses, and operations that drive our rural communities.
With deep roots in agriculture, we understand the unique risks faced by farmers, ranchers, agribusinesses, and rural property owners. Our experience allows us to provide knowledgeable guidance and comprehensive insurance programs tailored to each client's specific needs.
As an independent agency, we represent multiple insurance carriers, giving our clients access to a broad range of coverage options and competitive pricing. Rather than offering a one-size-fits-all solution, we take the time to understand each client's goals, identify potential exposures, and recommend coverage that provides meaningful protection and long-term value.
At Ag Central Insurance Group, we believe insurance is about more than policies—it is about relationships. Our commitment to personal service, responsiveness, and trusted advice has helped us build lasting partnerships with individuals, families, farms, and businesses across the Midwest. Whether protecting a family home, a growing business, or a multi-generational farming operation, our mission is to help clients safeguard what matters most and plan confidently for the future.
Licensed throughout multiple states, Ag Central Insurance Group continues to expand its regional footprint while maintaining the personalized service and local expertise of a hometown agency.
Our agents grew up on farms and ranches across South Dakota. We understand planting schedules, calving seasons, and what a hailstorm means to your bottom line — because we've lived it.
We're not a call center. When you call Ag Central, you reach an agent who knows your name, your operation, and your coverage. We build long-term relationships, not one-time transactions.
We live and work in the same communities we serve. South Dakota agriculture is our livelihood too — and we're committed to helping it thrive for generations to come.
From a 5-acre hobby farm to a 5,000-acre row crop operation, we have the products, carriers, and expertise to build coverage that fits — without gaps or overlaps.
Real people with real agricultural backgrounds — ready to help you protect what you've built.
Based in Madison, South Dakota, Mike began his insurance career in 2004 alongside his wife, Shanley. With extensive knowledge and experience in farm, ranch, and dairy operations, Mike has dedicated his career to helping agricultural producers protect the businesses and livelihoods they've worked hard to build. In addition to his agricultural expertise, he works closely with clients on life insurance and annuity strategies, helping families and business owners plan for the future with confidence. Mike's deep understanding of the unique risks facing rural America, combined with his commitment to personalized service, makes him a trusted resource for clients throughout the Midwest. He takes pride in building lasting relationships and helping clients find the right coverage solutions for their operations, families, and financial goals, earning their trust through dependable guidance and exceptional service.
Based in Madison, South Dakota, Shanley began her insurance career in 2004 alongside her husband, Mike. Over the years, she has built a reputation for providing trusted guidance and personalized service to individuals, families, farmers, and business owners. Shanley is committed to helping clients across South Dakota and the Midwest protect what matters most. She takes the time to understand each client's unique situation, develops customized coverage solutions that provide lasting value, and believes that strong, long-term relationships are the foundation of exceptional service. Known for her approachable, client-first philosophy, Shanley is dedicated to earning her clients' trust and being a dependable resource through every stage of life. Her experience, commitment to building lasting relationships, and passion for exceptional customer service continue to be the foundation of Ag Central Insurance Group's success.
Kaiden began his insurance career in 2018 and became an agent in 2020. Based in Huron, South Dakota, he serves clients throughout the Midwest as an Agriculture Specialist, combining firsthand experience working with large row crop operations with a strong understanding of the unique risks and challenges facing today's agricultural producers. His real-world agricultural background allows him to provide practical, customized insurance solutions designed to protect farms, ranches, businesses, and families. Kaiden brings fresh energy, industry expertise, and a genuine commitment to serving his clients. He takes pride in helping individuals, families, and agricultural businesses navigate their coverage options with confidence, ensuring they have the protection they need for today and the future. His strong work ethic, personalized approach, and dedication to exceptional service make him a trusted advisor and valued member of the Ag Central Insurance Group team.
Based in Madison, South Dakota, Brandon became a licensed insurance agent in 2017 and specializes in agricultural, commercial, and personal insurance throughout Southeast South Dakota. He is a trusted resource for clients seeking straightforward advice on agricultural and commercial coverage, and his attention to detail and knowledge of the South Dakota market help clients secure comprehensive protection for their operations. Brandon also has a strong understanding of annuities and enjoys helping clients develop strategies to protect their assets and plan for their financial future. In addition to his insurance expertise, he is a licensed real estate agent, giving him a unique perspective when helping clients navigate important decisions related to both property ownership and insurance protection. His commitment to personalized service and building lasting relationships makes him a valued advisor to clients across the region.
Based in Brookings, South Dakota, Jake began his insurance career in 2017 and became a licensed agent in 2019. As an Ag and Commercial Risk Advisor, he brings extensive knowledge of large agricultural operations, greenhouse risks, and the unique challenges facing today's producers and business owners. Jake is dedicated to building long-term relationships with clients throughout South Dakota, helping farm families and rural businesses identify coverage gaps and implement insurance programs tailored to their unique needs. His industry expertise, personalized approach, and commitment to protecting his clients' livelihoods make him a trusted advisor and valued member of the Ag Central Insurance Group team. Jake takes pride in providing dependable guidance and exceptional service, helping clients make confident decisions to protect their operations, businesses, and families for generations to come.
Isabel joined our agency in 2022 and has become an integral part of our team. As both our Office Manager and Insurance Agent, she plays a key role in the daily operations of the agency while providing exceptional service to our clients. Often the first point of contact, Isabel is dedicated to creating a positive client experience by assisting with policy needs and helping customers find the right coverage solutions. Her professionalism, reliability, and commitment to building strong client relationships make her a valuable asset to our agency.
Jacob joined our agency in 2026 as an Insurance Service Specialist. He brings dedicated service expertise to every client interaction, working closely with clients to ensure their coverage stays current, questions are answered promptly, and claims are handled with care. Jacob is committed to providing a smooth and positive customer experience while continually expanding his knowledge of the insurance industry. His attention to detail, positive attitude, and dedication to helping clients make him a valuable addition to our agency.
We're not a national insurance chain with a South Dakota office. We're a South Dakota agency — period. Our agents live in the communities they serve, attend the same county fairs, and understand the rhythms of agricultural life on the Northern Plains.
When you work with Ag Central, you're supporting a locally owned business that reinvests in South Dakota agriculture. We're proud of that, and we take it seriously.
Get a free coverage review from a local agent who understands your operation. No pressure, no call centers — just straight answers.